Financing

What does financing at https://informaticabarata.com/en/?

At https://informaticabarata.com/en/ we offer several financing options designed to make purchasing any product from our catalog easier. We currently work with two independent entities: Sequra , available only in Spain.

Financing with Sequra (Available only in Spain)

Sequra lets you split your payment instantly and, in most cases, without needing to provide documentation. It's a fast, flexible method designed for online purchases in Spain.

You can find official information at: www.sequra.es

Sequra's General Terms and Conditions

– Immediate financing at checkout without paperwork (in most cases).
– Usual terms: 3, 6, 12 or 18 months depending on the purchase amount.
– Sequra shows the exact cost of each installment before accepting the payment.
– Traditional interest does not apply: it uses a fixed fee per fraction or service fee depending on the term.
– Validation based on automated analysis and internal risk rules.
– Only available to residents in Spain with a valid payment method (card or bank account).
– https://informaticabarata.com/en/ does not influence the approval or the calculation of fees.

How to apply for financing with Sequra?

During the payment process, select "Pay in installments with Sequra" . Approval is almost immediate, and you'll see the installments and costs before confirming.

When will my order be shipped?

Orders paid with Sequra are usually shipped without delay, as validation is typically instantaneous. Only if Sequra requires additional verification might there be a slight delay of a few hours.

Frequently Asked Questions

Does accepting the purchase terms automatically activate financing?

No. Financing is only activated once you access Sequra platform and complete the process. You can review everything without obligation.

Can I find out the total amount I will pay?

Yes. Both Cetelem and Sequra show you the total cost before accepting your application. Under no circumstances will the application be finalized without you having access to all the information.

Does paying in installments affect my warranty?

No. Your warranty, support, and technical service will be exactly the same regardless of the payment method you choose.

Can I ask questions before financing?

Of course. I'm available by phone, WhatsApp, and email to help you with any questions about Cetelem or Sequra before you make your purchase.