Financing

What does financing at https://informaticabarata.com/en/?

We offer you the option to finance your purchases through Cetelem , an independent financial institution. Applications are accepted based solely on their criteria.

You can get more information directly on their official website: www.cetelem.es

Before confirming any request, you can review in detail all the conditions and terms offered by Cetelem.

How do I apply for financing?

The process is very simple: at checkout, select "Split payment with Cetelem" as your payment method. You'll be redirected to their platform to choose your installments and review the terms and conditions.

When will my order ship if I finance it?

Shipping of financed products is processed after Cetelem's approval. This may take up to 7 days. If you need to receive your product urgently, we recommend using a card or Bizum to expedite the process.

Does accepting the purchase conditions automatically activate financing?

No. By accepting our terms and conditions, you confirm your order, but the financing process begins when you access the Cetelem platform. There you can configure installments, review details, or even cancel if you're not satisfied, with no obligation.

What is the validation process?

Cetelem will review your application and inform you by email or phone if it has been approved. This process can take a few hours or up to 7 business days. If you have any questions, you can contact Cetelem directly or contact us.

Can I know the total amount I will pay?

Yes. During the process, you'll see the monthly payment amount. By multiplying this value by the number of months, you'll know the total cost of your financed purchase before confirming.

Does paying in installments affect my warranty?

No. The payment method does not affect the warranty conditions or access to our technical service. Your product will receive the same support, coverage, and after-sales service, regardless of how you paid for it.

Can I ask questions before financing?

Of course. Our sales team is available by phone, WhatsApp, and email during business hours. We'll be happy to answer any questions you may have before you apply for financing.